Why Does Your PTA Need Insurance?

Why Does My PTA Need Insurance?

Your event is decorated, everyone has arrived, the fundraiser is making money and everyone is happy … But then someone gets hurt and you realize that you forgot to purchase insurance … now what? And, what if you discover some of the fundraising money was stolen?

The number one question that most PTAs face today is “Why does my PTA need insurance?”

Did you know that you, as an individual member of your PTA or an officer of your organization, could be held personally liable for an accident that occurs at one of your events? Personal Liability means that your personal assets could be at risk if you were sued because of something that happened at one of your PTA events.

Are you willing to put your checking account, your savings account, possibly your 401k or even your assets at risk for your PTA?

Let AIM show you how to protect yourself and your PTA!

Here are the four main types of coverage available to your PTA:

General Liability with Accident Medical
Protection against lawsuits for bodily injury or property damage liability resulting from a sponsored event. Endorsements Available:
- Media Liability
- Increased Accident Medical Limits
Bond (Commercial Crime)
Protects your PTA’s money
Property
Protection for business personal property such as fundraising supplies, raffle items or popcorn machines.

Officer’s Liability (Non-Profit Association Professional Liability)
Protection for lawsuits against officers of the PTA.

Let AIM help you determine what coverage is right for your organization! Contact us at (800) 877-4044, visit us on our website AIM-Companies.com or come see us at booth 201 at the 2017 National PTA Convention & Expo!